Justia Government & Administrative Law Opinion Summaries

A mortgage conveys an interest in real property as security. Lenders often require borrowers to maintain hazard insurance that protects the property. If the borrower fails to maintain adequate coverage, the lender may buy the insurance and force the borrower to cover the cost (force-placed coverage). States generally require insurers to file their rates with an administrative agency and may not charge rates other than the filed rates. The filed-rate is unassailable in judicial proceedings even if the insurance company defrauded an administrative agency to obtain approval of the rate.Borrowers alleged that their lender, Nationstar, colluded with an insurance company, Great American, and an insurance agent, Willis. Great American allegedly inflated the filed rate filed so it and Willis could return a portion of the profits to Nationstar to induce Nationstar’s continued business. The borrowers paid the filed rate but claimed that the practice violated their mortgages, New Jersey law concerning unjust enrichment, the implied covenant of good faith and fair dealing, and tortious interference with business relationships; the New Jersey Consumer Fraud Act; the Truth in Lending Act, 15 U.S.C. 1601–1665; and RICO, 18 U.S.C. 1961–1968.The Third Circuit affirmed the dismissal of the suit. Once an insurance rate is filed with the appropriate regulatory body, courts have no ability to effectively reduce it by awarding damages for alleged overcharges: the filed-rate doctrine prevents courts from deciding whether the rate is unreasonable or fraudulently inflated. View "Leo v. Nationstar Mortgage LLC of Delaware" on Justia Law

On March 10, 2020, Colorado Governor Jared Polis declared a disaster emergency pursuant to the Colorado Disaster Emergency Act as a result of the COVID-19 global pandemic. Since that time, the Governor relied on his authority under the Act to issue a wide range of executive orders suspending certain statutes, rules, and regulations in an effort to prevent further escalation of the pandemic and mitigate its effects. Among these was Executive Order D 2020 065 (“EO 65”), which (1) suspended the operation of certain statutes governing the ballot initiative process that require signature collection to take place in person; and (2) authorized the Secretary of State to create temporary rules to permit signature gathering by mail and email. Petitioners filed this lawsuit against Governor Polis and Secretary of State Jena Griswold, seeking a preliminary injunction against enforcement of EO65 and a declaratory judgment finding the Order unconstitutional under the Colorado Constitution and unauthorized under the Colorado Disaster Emergency Act. After ordering expedited briefing, the district court held a remote hearing via WebEx on May 22. In its May 27 Order, the district court concluded that (1) petitioners had not established the necessary factors outlined in Rathke v. MacFarlane, 648 P.2d 648 (Colo. 1982), to obtain a preliminary injunction; and (2) petitioners had not established an entitlement to declaratory relief under C.R.C.P. 57. The court also found that the petitioners’ claims against the Secretary were not ripe because she had not yet promulgated the temporary rules that EO 65 had authorized. The Colorado Supreme Court determined Article V, section 1(6) of the Colorado Constitution required ballot initiative petitions be signed in the presence of the petition circulator. "That requirement cannot be suspended by executive order, even during a pandemic." Judgment was therefore reversed and the matter remanded for further proceedings. View "Ritchie v. Polis" on Justia Law

The Supreme Court denied the writ of mandamus sought by Relators compelling Tuscarawas County Job and Family Services (TCJFS) to produce copies of, or permit Relators to inspect, records pertaining to their childhood history with TCJFS, holding that TCJFS did not have a clear legal duty to allow Relators to inspect or copy the records they sought.Relators were sisters who spent portions of their childhoods in the Tuscarawas County foster care system. Relators believed that they experienced trauma while in foster care and that access to their TCJFS records would help them move forward with their lives. Relators commenced this mandamus action seeking to compel TCJFS to produce copies of, or permit Relators' access to, TCJFS records pertaining to them. The Supreme Court denied the writ, holding (1) the TCJFS director's good-cause finding did not create a legal duty requiring TCJFS to give Relators full access to all TCJFS records pertaining to them; (2) Ohio.Adm.Code 5101:2-33-21(H) did not impose a duty on TCJFS to disseminate any records to Relators; and (3) Relators failed to submit sufficient evidence supporting that there was good cause to override Ohio Rev. Code 5153.17's confidentiality requirement. View "State ex rel. Martin v. Tuscarawas County Job & Family Services" on Justia Law

The Supreme Court denied the writ of mandamus sought by a judge seeking to compel a county to pay for his outside legal counsel, holding that the judge was not entitled to compel the county to pay for his lawyer.In 2018, Greene County Probate Judge Thomas O'Diam issued two orders that sought to take control of a courtroom. The orders also sought to compel Greene County to pay for the legal expenses arising from the Greene County Board of Commissioners' failure to comply with the orders. After the Board filed a petition for a writ of prohibition attempting to stop Judge O'Diam's orders from taking effect Judge O'Diam filed the present mandamus action seeking to enforce his orders. The Supreme Court granted the writ of prohibition. At issue in this mandamus proceeding was whether Judge O'Diam was entitled to outside counsel at the County's expense when he did not use the process set forth in Ohio Rev. Code 309.09(A), 305.14(A), and 305.17. The Supreme Court denied the requested writ of mandamus, holding that Judge O'Diam did not follow the statutory process, and therefore, he was not entitled to have the County pay his attorney fees. View "State ex rel. O'Diam v. Greene County Board of Commissioners" on Justia Law

In the November 2018 general election, 61percent of San Francisco voters voted for Proposition C, entitled “Additional Business Taxes to Fund Homeless Services.” San Francisco filed suit to establish that Proposition C has been validly enacted through the voters’ initiative power. The City’s complaint against “All Persons Interested in the Matter of Proposition C” was answered by three defendants: the California Business Properties Association, the Howard Jarvis Taxpayers Association, and the California Business Roundtable (the Associations). The Associations allege that Proposition C is invalid because it imposes a special tax approved by less than two-thirds of the voting electorate as required by Propositions 13 and 218. (California Constitution Art. XIII A, section 4 & Art. XIII C, section 2(d).)The trial court granted the City judgment on the pleadings. The court of appeal affirmed, citing two California Supreme Court cases interpreting other language from Proposition 13 and Proposition 218. The supermajority vote requirements that those propositions added to the state constitution coexist with and do not displace the people’s power to enact initiatives by majority vote. Because a majority of San Francisco voters who cast ballots in November 2018 favored Proposition C, the initiative measure was validly enacted. View "City and County of San Francisco v. All Persons Interested in Proposition C" on Justia Law

The Supreme Court affirmed in part and vacated in part the circuit court's final judgment granting and apportioning monetary damages to Native Hawaiian beneficiaries after ruling that the State breached its duties as trustee of the Hawaiian Home Lands Trust (Trust), holding that the Fair Market Rental Value (FMRV) model is an adequate method for approximating actual damages.Plaintiffs were a group of Native Hawaiian Trust beneficiaries who claimed that they incurred damages while on the waitlist to receive homestead land due to breaches of trust duties by the State. In 2009, the circuit court ruled that the State breached its duties as trustee of the Trust. In 2018, the circuit court entered a final judgment adopting a FMRV model by which it could estimate the actual loss each individual beneficiary incurred. The Supreme Court affirmed in part and vacated in part the circuit court's judgment, holding that the circuit court (1) did not err by adopting the FMRV model; (2) incorrectly ruled that a beneficiary's damages did not begin to accrue until six years after the State received a beneficiary's homestead application; and (3) did not err in finding that the State breached its trust duties by failing to recover lands that were withdrawn from the Trust prior to statehood. View "Kalima v. State" on Justia Law

The Supreme Court held that Plaintiff's injury-by-disease was compensable under Hawai'i's workers' compensation law because the employer failed to overcome the presumption in favor of compensability.Plaintiff filed a workers' compensation claim for injury-by-disease. The Labor and Industrial Relations Appeals Board (LIRAB) rejected the claim, concluding that the employer's Independent Medical Examinations (IME) reports provided sufficient substantial evidence to overcome the statutory presumption in favor of compensability. The intermediate court of appeals (ICA) affirmed. The Supreme Court vacated the ICA's judgment and the LIRAB's decision, holding that the employer's IME reports failed to provide substantial evidence to meet its burden to produce evidence that, if true, would overcome the statutory presumption that the injury was work-related. The Court remanded the case to the LIRAB with the instruction that Plaintiff's injury-by-disease was compensable under Hawai'i's workers' compensation law. View "Cadiz v. QSI, Inc." on Justia Law

The Supreme Court affirmed the judgment of the circuit court declaring section 11.800 of House Bill No. 2011 (HB2011) invalid, holding that there was a direct conflict between the language of Mo. Rev. Stat. 208.153.2 and 208.152.1(6), (12) requiring the MO HealthNet Division of the Missouri Department of Social Services to pay its authorized providers for covered physicians' services and family planning provided to Medicaid-eligible individuals and the language of section 11.800 prohibiting MO HealthNet from doing so.Planned Parenthood of the St. Louis Region and Reproductive Health Services of Planned Parenthood (Planned Parenthood) was an authorized provider of physicians' services and family planning because it had an agreement with MO HealthNet to do so. MO HealthNet informed Planned Parenthood that it could not reimburse Planned Parenthood for those services during the fiscal year 2019 due to section 11.800, which stated that "No funds shall be expended to any abortion facility...." The circuit court concluded that section 11.800 of HB2011 violated Mo. Const. Art. III, 23 because it amended substantive law. The Supreme Court affirmed, holding (1) section 11.800 was invalid because article III, section 23 prohibits using an appropriation bill to amend a substantive statute; and (2) the circuit court properly severed that provision from the remainder of HB2011. View "Planned Parenthood of St. Louis Region v. Department of Social Services, Division of Medical Services" on Justia Law

The DC Circuit denied a petition for review of the Commission's order of disclosure of certain financial data related to Inbound Letter Post. The court held that the Postal Service's statutory argument hinges on a misreading of the Postal Accountability and Enhancement Act, and its arguments that the Commission's decision was arbitrary and capricious fail to overcome the deference the court owes to the Commission's reasoned decisions. In this case, the Commission hoped to facilitate public participation in discussions of possible reforms and to help the public understand why Inbound Letter Post was so unprofitable. The court found unpersuasive the Postal Service's contention that the Commission's reasoning was arbitrary and capricious because it failed to properly take into account substantial risk of commercial harm, to respond to the dissenting opinions of two Commissioners, and to provide a meaningful standard for when Postal Service confidential submissions can remain under seal. View "United States Postal Service v. Postal Regulatory Commission" on Justia Law

The DC Circuit denied the Commission's and Intervenor's motions to dismiss the petitions filed after thirty days of Commission inaction. The court explained that, before a party aggrieved by an order of the Federal Energy Regulatory Commission can obtain judicial review, that party must file an application for rehearing with the Commission. Congress directed that, if the Commission fails to act on that rehearing application within thirty days, the application may be deemed denied, allowing the aggrieved party to proceed to federal court. The court held that under the plain statutory language and context of the Natural Gas Act, such tolling orders are not the kind of action on a rehearing application that can fend off a deemed denial and the opportunity for judicial review.In this case, because the Commission's Tolling Order could not prevent the Homeowners and Environmental Associations from seeking judicial review, the initial petitions for review that they filed challenging the Certificate Order in Nos. 17-1098 and 17-1128 are properly before this court for review, and the motions to dismiss those petitions for lack of jurisdiction are denied. The court held that the Homeowners' and Environmental Associations' challenge to the Certificate Order falls short because the Commission did not rely on precedent agreements alone to find that the pipeline would be a matter of public convenience and necessity. Therefore, the court denied all four petitions for review, as well as the Commission's and Transco's motions to dismiss the petitions for review in Nos. 17-1098 and 17-1128. View "Allegheny Defense Project v. Federal Energy Regulatory Commission" on Justia Law